Which deed type guarantees more than a quitclaim but less than a special warranty deed?

Which deed type guarantees more than a quitclaim but less than a special warranty deed?

• A. Quitclaim Deed
• B. General Warranty Deed
• C. Bargain and Sale Deed
• D. Special Warranty Deed

Answer: (C)

Understanding the levels of title protection in deeds helps explain why this fits. Quitclaim offers no warranties at all; it simply transfers whatever interest the grantor has, if any. A special warranty deed provides some protection by promising that the grantor did not create or allow any encumbrances during their own ownership, but it only covers the period the grantor owned the property. A bargain and sale deed sits between these two: it transfers the grantor’s interest and indicates they own the title to convey, but it provides no additional warranties against other claims or encumbrances. So it’s more than a quitclaim because there is an assertion of title, but less protective than a special warranty deed, which includes explicit warranties.

Understanding the levels of title protection in deeds helps explain why this fits. Quitclaim offers no warranties at all; it simply transfers whatever interest the grantor has, if any. A special warranty deed provides some protection by promising that the grantor did not create or allow any encumbrances during their own ownership, but it only covers the period the grantor owned the property. A bargain and sale deed sits between these two: it transfers the grantor’s interest and indicates they own the title to convey, but it provides no additional warranties against other claims or encumbrances. So it’s more than a quitclaim because there is an assertion of title, but less protective than a special warranty deed, which includes explicit warranties.